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The smow online shop offers you a choice of four different payment methods. Please note that depending on the nature of your individual order we reserve the right to restrict the number of available method of payment.

Advance Payment via Bank Transfer (3 % Discount)

Pay for your order in advance via bank transfer and take advantage of a 3 % discount. Please note that this is only available with classic bank transfer, as this payment method, in contrast to Sofortüberweisung, PayPal and credit card payment involves no transaction fees for us.

After completing your order, you will be sent you an e-mail with our bank details and the final invoice amount, including the 3 % prepayment discount. Once we have received the full payment amount as listed on the invoice we will dispatch all in-stock items.

Credit Card

We accept American Express, MasterCard/Eurocard and Visa credit cards. Payment by credit card is possible in our online shop up to an invoice amount of CHF 5´000.00, and also depends on your individual credit card limit. Please note that the charge on your credit card is always made when the order is placed and in-stock items are sent directly after the order is placed.

In order to process credit card payments you will need your card number, the expiry date and the CCV code (the 3 or 4 digits on the back of the card). Depending on the credit card provider, a security code may also be requested via 3-D Secure (SafeKey, MasterCard Secure Code or Verified by Visa). This authentication process ensures that the transaction involves the rightful cardholder and the legitimate online merchant. If your card is not yet registered a 3-D procedure, it will automatically redirect to your bank's website. You can also make a payment via the American Express Membership Rewards® Bonus Program.

When you pay with American Express in our online shop, the order processing is additionally secured by SafeKey. The SafeKey process can only be used by merchants who have been verified by American Express. A security check is carried out towards the end of the order process, and a TAN will be sent to you to confirm the transaction. You will receive this TAN via the SMS and/or email address that you have stored with American Express - an additional or further registration is not required. A further advantage of SafeKey is paying with points: with the Membership Rewards option, you can pay for your credit card transaction - in whole or in part - with the points you have collected.


When paying with our partner PayPal, you will be redirected to the provider's website. Log in with your personal PayPal access data and trigger the payment. Payments via PayPal are possible up to an invoice amount of CHF 9´000.00.